Comprehensive Mortgage Services in Burnaby, Vancouver, and Richmond
Get support and advice on matters related to refinancing, mortgage and commercial loans at Mortgages by Dennis Eng. We offer comprehensive mortgage services to clients in Surrey, Vancouver, North Vancouver, West Vancouver, Burnaby, New Westminster, Port Coquitlam, Coquitlam and Richmond.
We assess each individual situation and provide services to help our clients achieve their financial objectives. Get in touch for mortgage and financial services today.
Our Mortgage Services
Mortgages by Dennis Eng offers the following services.
Pre-approval and pre-qualification
Each financial request begins with a review of your current financial position and your specific needs. We will provide you with suitable lender options from our network to meet your objectives.
First-time home buyer services
First-time buyers have a unique advantage of buying with the minimum requirement for a down payment. Strong credit and secure employment are the main qualifying requirements.
Purchase of your second property
We help repeat buyers upgrade to a bigger home or secure a second property with options to keep the first home, depending on the family's needs.
Refinancing to lower your payments
We approach refinancing services to help clients lower their payments. Refinancing helps as we consolidate your short-term debt and amortize it over a longer term.
Equity take-out
In cases where you have a great rate on your mortgage and refinancing does not meet your objectives to lower payments, consider equity take-out.
Renewal and transfer
We encourage our shoppers to review their finances before considering accepting a renewal from their current lender. Our lenders will offer heavy discounts to transfer your mortgage over to them.
Investment property purchase
If you are looking to buy an investment property, we provide solutions to help you access your current equity to allow for a purchase of your investment property.
Home line of credit
A home equity line of credit allows access to the available equity at interest-only terms. This line of credit is secured against the value of your home the maximum a lender will allow is 65% of the value of your property.
Reverse mortgages and equity takeouts
We provide reverse mortgages for seniors aged 55 and above. Reverse mortgages provide tax-free cash from your principal residence at various ages of retirement.
Debt settlement and credit repair services
Credit repair begins with a review of your current debts and assists you with the settlement of these debts. If you are in the process of a consumer proposal or bankruptcy, we can help in rebuilding your credit.
Commercial loan and finance
If you are looking to purchase your first commercial unit for your business or as an investment, we can help you find a commercial lender to help in your purchase or refinance of your commercial mortgage.